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Mortgage Experience

SWBC Mortgage offers the perfect mix of superior service, products, and pricing to make your experience memorable and rewarding. We provide a variety of mortgage loan options to meet the needs of nearly every qualified borrower, and we’ll work with you to identify the ideal mortgage loan for your situation.

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FHA Mortgage Loans

Backed by the Federal Housing Administration (FHA), an FHA mortgage loan offers a variety of benefits for prospective borrowers, especially first-time homebuyers and those with smaller down payments.

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Conventional Mortgage Loans

Conventional mortgage loans are a great home financing option for qualified borrowers looking for flexible down-payment options and flexible qualifying guidelines.

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VA Mortgage Loans

Helping our nation’s heroes achieve their goal of homeownership is a foundational value of SWBC Mortgage. We offer eligible veterans and active-duty military personnel flexible home loan options.

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Renovation Mortgage Loans

If the home of your dreams needs a little “TLC,” a Renovation Mortgage Loan can help fund repairs and improvements to your existing home or a home you’d like to purchase.

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USDA Rural Development Loans

If your idea of a dream home includes wide open spaces, a USDA Rural Development Loan could be a great option. Developed to help rural Americans realize their dreams of homeownership, a USDA loan offers borrowers the ability to purchase a home in qualified rural areas.

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Jumbo Mortgage Loans

Interested in purchasing a home that exceeds the conventional conforming loan limits set by Fannie Mae and Freddie Mac? A jumbo mortgage loan might be the right option for you!

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Texas Vet Mortgage Loans

If you're a veteran living in Texas, you may be eligible to purchase a home or permanently finance a primary residence with a Texas Vet loan.

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Refinance Your Mortgage

Find out more about the different refinance options and check the current rates. You may be able to lower your monthly mortgage payment or pay off your loan faster.

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Specialty programsWe're Here to Help

We offer a number of specialty programs and options to assist qualified borrowers in achieving their goal of homeownership. From first-time homebuyer programs; to down payment assistance; to loan programs designed for the self-employed, first responders, and medical professionals; and much more, our loan officers will work with you to provide loan options that are the best fit for your unique situation.

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©2021 SWBC Mortgage Corporation. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.