VA loans offer options to eligible veterans and active-duty military personnel to purchase or refinance a home.

SWBC Mortgage is committed to helping our military heroes reach their goals of homeownership. We’re proud to offer the VA mortgage loan program to eligible veterans, active-duty military personnel, reservists, and eligible family members. VA mortgage loans provide flexible fixed-rate loan options.

VA loan highlights:

  • Finance up to 100% of the home's value with no monthly Mortgage Insurance
  • 4% seller concession allowed (i.e., VA funding fee, taxes and insurance, gifts, etc.)
  • No limit on seller contributions toward closing cost
  • Flexible credit and underwriting guidelines

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