Home loans aren’t one-size-fits-all, so at SWBC Mortgage, we offer flexible options such as the FHA loan to meet your needs. FHA loans are great options for first-time homebuyers, those without large down payments, and those using gifts for down payments and closing costs.
FHA Loan Highlights
- 3.5% down payment
- Gift funds or assistance allowed
- Up to 6% seller concessions
- Co-applicants may help you qualify, even if they will not be living in the home