USDA Rural Development loans were created to promote homeownership in USDA-defined rural areas.

At SWBC Mortgage, we understand that your homebuying needs are unique. That’s why we offer options such as the USDA Rural Development mortgage loan program. This fixed-rate loan offers benefits to those purchasing a home in a USDA-qualified rural area and who fall within the income limits.

USDA Rural Development loan highlights:

  • Finance the property plus closing costs up to 100% of the appraised value
  • Cash reserves not required
  • Up to 6% seller concessions

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