USDA Rural Development Mortgage Loans
USDA rural housing loans are available for people who live in a qualified rural area and make the median income or less. These loans are a part of a government guaranteed program that was developed to help to encourage homeownership in rural areas.
USDA Rural Development Loan Highlights
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- Finance full purchase price plus closing costs up to 100% appraised value for primary residence
- 6% seller concessions permitted for closing cost assistance
- 100% gifting permitted for all closing costs (ask your loan officer for details)