Teresa Lockaby

Teresa Lockaby

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Thank you for giving me the chance to be your mortgage loan officer. Whether it is your first home or your fiftieth, I am here to help you choose a loan program and to guide you through the homebuying process.

My Experience

I am a mortgage loan originator who has been in the financial industry for over 30 years. Through my role in the mortgage industry, I have helped countless families in Georgia, North Carolina, and Florida achieve the dream of homeownership. I am dedicated to providing exceptional service to ensure that the mortgage process is as easy as possible for my clients, who often praise my high level of professionalism, diligence, and trustworthiness. Through my tireless dedication, I have been able to carve out a unique space in the Hiawassee, Blairsville, Hayesville, and Murphy markets for purchases and refinances.

I completed my undergraduate work at Montreat College where I graduated with a bachelor’s degree in Business Administration, and have also gained distinction as a graduate of Banking School, Lending School, and the Leadership Union.

As a full-service lender, SWBC Mortgage offers in-house processing, underwriting, and closing, enabling us to maintain total control of the process. Whether you’re buying your first home, moving to your dream home, or refinancing your existing home, my team and I are committed to achieving your goals.

How it Works

Step 1: Share your goals

Buying or refinancing a home can be overwhelming. Contact me to chat about your homeownership goals. 

Step 2: Easily Apply

Apply online through TurnKey®, our simple and secure mobile-friendly application.

Step 3: Explore Your Options

With a clear picture of your goals and finances, we’ll find a loan program that best fits your needs.

SWBC Mortgage Client TestimonialsWhat's it like to work with us?

This was our first home purchase and everything was above our expectations and we couldn’t have been happier with the process!

Dallon M.

Everything was great. Very professional staff with good communication.

Adilene M.

You guys just nailed it! Awesome.

Cesar M.

Thank you! I wish I started with you earlier. Very knowledgeable team.

Jocelyn C.

Everything was perfect, we really appreciate SWBC for their hard work.

Bahadir E.

My TestimonialsWhat's it like to work with me?