Rick Trott

Rick Trott

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Thank you for giving me the chance to be your mortgage loan officer. Whether it is your first home or your fiftieth, I am here to help you choose a loan program and to guide you through the homebuying process.

Rick's Experience

With nearly 20 years of experience in the financial services industry, I work to expertly maintain the highest personal loan origination standards and encourage the best from my team. In addition to loan origination, I am responsible for recruiting and developing the sales force in the Mid-Atlantic area. As Regional Vice President, I also oversee the file flow for multiple branch offices to ensure that all borrowers receive the best possible service.

At my previous company, I was recognized as a President’s Circle Award recipient in 2011, 2014, 2015, and 2016, and a Chairman’s Club Award recipient in 2012 and 2013. I also led a branch in Columbia, MD as we received the distinguished Branch of Year Award in 2014.

I also find time to serve the community where I live and work. I serve as Trustee for The Chris Trott Memorial Fund, volunteered as a varsity assistant football coach, and proudly support the Maryland Chapter of the MS Society. I played college football at Towson University, and have been inducted to Atholton High School’s Athletic Hall of Fame. I am a lifelong resident of Howard County where I reside with my wife and two daughters.

How it Works

Step 1: Share your goals

Buying or refinancing a home can be overwhelming. Contact me to chat about your homeownership goals. 


Step 2: Easily Apply

Apply online through TurnKey®, our simple and secure mobile-friendly application.


Step 3: Explore Your Options

With a clear picture of your goals and finances, we’ll find a loan program that best fits your needs.

SWBC Mortgage Client Testimonials What's it like to work with us?

This was our first home purchase and everything was above our expectations and we couldn’t have been happier with the process!

Dallon M.

Everything was great. Very professional staff with good communication.

Adilene M.

You guys just nailed it! Awesome.

Cesar M.

Thank you! I wish I started with you earlier. Very knowledgeable team.

Jocelyn C.

Everything was perfect, we really appreciate SWBC for their hard work.

Bahadir E.

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