Rick Holmes

Rick Holmes

Thank you for giving me the chance to be your mortgage loan officer. Whether it is your first home or your fiftieth, I am here to help you choose a loan program and to guide you through the homebuying process.

My Experience

Having begun my mortgage career over 20 years ago, I can help with all aspects of mortgage financing—whether purchasing your first home or your dream home, refinancing an existing home loan, or investing in real estate. I am dedicated to customer satisfaction and understand that buying a home can be an exciting yet hectic process. My philosophy is that buying a home is a significant event in your life, on par with changing jobs, getting married, or having a child, so I work hard to try to keep the mortgage portion smooth and stress-free.

The need for knowledge is incredibly important because mortgage options and rules are constantly evolving and undergoing changes. It is essential that the right mortgage tool be integrated into both your short- and long-term plans for wealth accumulation because your home is usually your biggest investment and also the way that most people begin to accumulate wealth.

I will evaluate your overall financial plan and use mortgage financing as a tool to assist you in reaching your long-term goals. Working with a professional who is knowledgeable allows you to structure your financing in ways that may secure tax benefits, create better cash flow, and increase net worth.

I look forward to speaking with you soon regarding your current and future financial goals. I would also be happy to help your family members or friends who would also like to develop a strategy toward reaching their homeownership goals.


Top 1% of Mortgage Originators, 2017

Five Star Mortgage Professional, 2011, 2013-2018

How it Works

Step 1: Share your goals

Buying or refinancing a home can be overwhelming. Contact me to chat about your homeownership goals. 

Step 2: Easily Apply

Apply online through TurnKey®, our simple and secure mobile-friendly application.

Step 3: Explore Your Options

With a clear picture of your goals and finances, we’ll find a loan program that best fits your needs.

SWBC Mortgage Client TestimonialsWhat's it like to work with us?

This was our first home purchase and everything was above our expectations and we couldn’t have been happier with the process!

Dallon M.

Everything was great. Very professional staff with good communication.

Adilene M.

You guys just nailed it! Awesome.

Cesar M.

Thank you! I wish I started with you earlier. Very knowledgeable team.

Jocelyn C.

Everything was perfect, we really appreciate SWBC for their hard work.

Bahadir E.

My TestimonialsWhat's it like to work with me?