SWBC Mortgage participates in the Veterans Housing Assistance Program (VHAP) to offer Texas Vet mortgage loans to qualified veterans residing and purchasing a home in Texas—regardless of where they were born.

At SWBC Mortgage, we are dedicated to providing loan options to our heroes. We proudly offer the Texas Vet mortgage loan which grants eligible veterans* highly competitive interest rates—often lowering monthly payments and potentially saving thousands in interest over the life of the loan.

Loan Program Highlights:

  • Up to $510,400 loan amount
  • 30-year term
  • Can be used in conjunction with an FHA or VA loan
  • Qualified veterans with a 30% service-connected disability are eligible for an interest rate discount of 0.5%
  • Activated National Guard or Reservists with an existing VHAP loan may be eligible to receive 0% interest from the Texas Veterans Land Board during their time on duty plus three months immediately following

*This program is available to active duty military or veterans residing and purchasing a home in Texas whose service began after September 16, 1940. In addition, the Texas Vet loan program is available to surviving un-remarried spouses of eligible Texas veterans who are missing in action (MIA), were killed in action (KIA), or died as a result of service-related issues. Dishonorable discharged vets are not eligible for VHAP financing.

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©2021 SWBC Mortgage Corporation. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.