Jan Smith

Jan Smith

I’m a Senior Loan Officer with 18+ years of experience helping clients navigate home financing with clarity and confidence. I specialize in divorce-related lending and guide borrowers through complex decisions with straightforward advice, strong communication, and a focus on long-term stability.

My Experience

Meet Jan – Divorce Mortgage Specialist & Trusted Home Loan Specialist

 

With over 18 years of experience in mortgage lending, I specialize in helping individuals and families navigate some of life’s most significant transitions—buying a home, refinancing, or restructuring after divorce.

 

I’ve built my career on providing honest guidance, personalized loan strategies, and a steady hand through what can often be an emotional and complex process.  Whether you’re a first-time homebuyer, a seasoned investor, or a divorcing homeowner trying to retain your property, I bring a calm, knowledgeable approach that prioritizes clarity, and long-term financial well-being.

 

As an RCS-D (Real Estate Collaboration Specialist-Divorce), I collaborate closely with family law attorneys, mediators and real estate professionals to ensure clients are positioned to make informed decisions—especially when homeownership and equity division are at stake.

 

My goal is simple: to make the mortgage process smooth, strategic, and supportive, no matter your life stage.

 

  *   18+ years of lending experience

  *   Divorce and equity buyout financing specialist

  *   Trusted partner to family law professionals

  *   Known for clear communication and fast closings

 

Let’s work together to create a mortgage plan that works for you today—and for your future.

How it Works

Step 1: Share your goals

Buying or refinancing a home can be overwhelming. Contact me to chat about your homeownership goals. 


Step 2: Easily Apply

Apply online through TurnKey®, our simple and secure mobile-friendly application.


Step 3: Explore Your Options

With a clear picture of your goals and finances, we’ll find a loan program that best fits your needs.

SWBC Mortgage Client TestimonialsWhat's it like to work with us?

This was our first home purchase and everything was above our expectations and we couldn’t have been happier with the process!

Dallon M.

Everything was great. Very professional staff with good communication.

Adilene M.

You guys just nailed it! Awesome.

Cesar M.

Thank you! I wish I started with you earlier. Very knowledgeable team.

Jocelyn C.

Everything was perfect, we really appreciate SWBC for their hard work.

Bahadir E.

My TestimonialsWhat's it like to work with me?

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