David Richards

David Richards

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Thank you for giving me the chance to be your mortgage loan officer. Whether it is your first home or your fiftieth, I am here to help you choose a loan program and to guide you through the homebuying process.

My Experience

I grew up in Southern California, graduated from UCLA, and moved from Los Angeles to Houston in the late 1970's. After working in the computer industry and various startups in sales and marketing, I co-owned a staffing and executive search company through the 1990’s.

This is my seventeenth year as a Banker and Mortgage Loan Officer and my 39th year married to my wife, Joni. My interests include listening to live jazz and biking. I have been in the top group in production of my branch every year for the last nine years at SWBC Mortgage.

My Accolades:

Top Producer 2009, 2010, 2011, 2012, 2013, 2014, 2015, and 2016

BNI Vice President of the Year 2013

BNI Chapter President 2018

BNI Notable Networker Award, April, June, July, August 2018

HOA Board Member 2009 through 2016

How it Works

Step 1: Share your goals

Buying or refinancing a home can be overwhelming. Contact me to chat about your homeownership goals. 


Step 2: Easily Apply

Apply online through TurnKey®, our simple and secure mobile-friendly application.


Step 3: Explore Your Options

With a clear picture of your goals and finances, we’ll find a loan program that best fits your needs.

SWBC Mortgage Client Testimonials What's it like to work with us?

This was our first home purchase and everything was above our expectations and we couldn’t have been happier with the process!

Dallon M.

Everything was great. Very professional staff with good communication.

Adilene M.

You guys just nailed it! Awesome.

Cesar M.

Thank you! I wish I started with you earlier. Very knowledgeable team.

Jocelyn C.

Everything was perfect, we really appreciate SWBC for their hard work.

Bahadir E.

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