FREDDIE MAC INTEGRATED MORTGAGE INSURANCE℠
Mortgage Insurance Coverage for Low Down-Payment Borrowers
We know how important it is to you to get a fair home loan—one that includes affordable mortgage insurance that meets your lenders' obligations, while still giving you a manageable monthly payment. SWBC Mortgage is among a limited group of mortgage lenders offering Freddie Mac’s new coverage solution called Integrated Mortgage Insurance℠ (IMAGIN℠). IMAGIN is a new form of mortgage insurance (MI) designed to be a more affordable coverage option for borrowers that are required to have private mortgage insurance on their loans.
IMAGIN LOAN HIGHLIGHTS*
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- Available for 15-, 20-, 30-year fixed rate programs
- Freddie Mac Home Possible® mortgages offer low down payments for low-to-moderate income homebuyers or buyers in high-cost or underserved communities
- Freddie Mac Loans only, including High Balance, IMAGIN® Home Possible® (95% LTV) and IMAGIN® Home Possible® Advantage (97% LTV) Programs
- Owner Occupied and Second Homes
*IMAGIN options have different terms and conditions than other Freddie Mac loans. Speak with an SWBC Mortgage loan officer for specific IMAGIN program details.