SWBC Mortgage | Justin Boyd

Combined with his personalized customer service, Justin's passion for real estate and his experience as a real estate investor himself make him a great match for the first-time homebuyer and seasoned investor alike. With the support of SWBC Mortgage Corporation's staff of dedicated professionals and competitive interest rates, Justin will deliver results in a timely manner, every time and become your mortgage professional for life.

In his spare time, Justin enjoys world travel with his wife Athena and 7-year-old daughter, Areia. He has traveled to over 40 countries and has resided in the mountains of British Columbia, Canada, as well as the beaches of Baja California, Mexico, and Guanacaste, Costa Rica. While in Austin, he enjoys live music and the active Austin lifestyle. In the mornings, you'll find him at CrossFit Central, and after work spending quality time on Lake Austin or with his family and their black Labrador Lucy at their home in West Austin.


Homebuyers are saying...

“Justin provided invaluable advice, direction and service throughout the process, remaining in touch and on top of things even while on vacation on the far side of the world. His understanding of the markets and other financial factors influencing rates was critical in ensuring a satisfactory outcome. I highly recommend him.”—Dean R.

“I've hired Justin to support both professional and personal financial transactions and been very happy with his work. He is aggressive and responsive and fun to be around. A very hard worker, Justin understands the pressure associated with his role, and he is extremely customer service oriented. I've recommended him to several personal and professional contacts.” — Jonathan D.

“Justin Boyd impressed my wife and I with his hard work, the time he took to explain things for us, and with his creative ideas throughout the process. I definitely recommend him to anyone who wants to get a house or buy some other property.” — Jeremy S.

“Justin has been great to work with and has helped me with 3 loans. Has great knowledge of the industry and takes his time to educate you on your options. He does an excellent job of communicating with the customer and making it a very low stress transaction, while delivering on his timeframes and coming in at or below his cost estimates (no surprises at closing).” — Jeff V.

“I have closed several loans with Justin and recommended him to many clients, friends and family members. He is very competent and knowledgeable of all aspects of lending as well as general business operations.” — Matt H.

Realtors and Builders are saying...

“...I cannot recommend anyone any higher than I do Justin Boyd - I am proud to know him personally and professionally. As a homebuyer, I trust my family with Justin Boyd. As an investor, I make more money working with Justin. As a developer, my business is more successful because of Justin Boyd.” — Lex Z., Builder

“I have worked with Justin on a number of occasions and he's been of great help to my clients and me. His professional guidance has been especially valuable during difficult economic times for commercial and residential real estate projects. The business partnerships and relationships he brings to the table are invaluable” — Karl H., Realtor

Q&A With Justin

Where did you grow up?

I’m a native Texan, born and raised in the small town of Edna on the Texas gulf coast.

How long have you lived in the area?

We’ve been in Austin for 10 years.

Tell us about your family.

My wife Athena hails from Vancouver, Canada, and owns/operates a handful of blow dry salons in Central Texas. Our daughter Areia is a second grader at BridgePoint Elementary near our home in Davenport Ranch.

Tell us about the events that led up to where you are now (i.e. education, career path).

I attended Texas A&M University before starting my career in real estate in 2004. I’ve been a licensed loan officer in Texas since 2006.

What is unique about your business (what sets you apart from the rest)?

Succeeding in business of any kind, in my opinion, really consists of three things; the right people, efficient systems, and a lot of hard work. In my office, we’ve built a team of knowledgeable professionals that makes a very complicated process run smooth and efficiently and our borrowers often become customers for life. Additionally, we are backed by SWBC, a 40-year old diversified financial services company headquartered in San Antonio.  We have been recognized as one of the "Best Companies to Work for in Texas" by the Texas Association of Business and the publishers of Texas Monthly Magazine for five consecutive years.

Given your business expertise and the nature of what you do, what advice (whether general or specific) can you offer?

I think we can all be thankful that we are fortunate enough to live in Austin, or Texas, in general. For real estate owners, we’ve seen an unprecedented increase in property values—which coupled with record low interest rates—has created an incredible opportunity to increase personal net worth. For anyone considering a real estate purchase, local economists aren’t predicting a slow-down anytime soon, so it’s not too late. Demand for housing (which pushes property values higher) is high due to job growth, which most experts feel will continue for the next two to three years or longer. With interest rates at record lows, now is also a great time to consider a refinance of your existing mortgage, or a renovation loan to update your kitchen or build a relaxing escape in your backyard while lowering your interest rate at the same time.